pariNEAR testnet

Demo mode. The server holds a testnet key for every party. Each action is still signed by the one account entitled to it.

Reading the ledger as Auditor

The borrower's auditor

Auditor

Read-only. The auditor's envelope holds the register through every payment and trade, so each figure can be worked out again and held against the public chain. It holds no trade price and no DQ list.

FacilityNorthwind Logistics Term Loan BMargin350 bpMatures15 Sept 2031Booksaction #40

Outstanding (USDC): 100,000,000.00
Lenders: 5
Payments settled: 3
Held by the contract: 29,914,999.98

Worked out again

The auditor's own arithmetic over its envelope, held against what anyone can read on the chain. Lenders have been paid 5,914,999.98 in all.

The register adds up to the principal outstanding5 lenders hold 100,000,000.00; outstanding is 100,000,000.00.Holds
Each leg of the open request is ACT/360 interest on the registerRecomputed 5 legs for the request to 15 Sept 2027.Holds
Interest to 15 Dec 2026: the lenders' payments add up to the one total on the chain3 lenders paid 1,971,666.66 of 1,971,666.66 requested. The chain shows 1,971,666.66 credited from 1,971,666.66 paid in.Holds
Interest to 15 Mar 2027: the lenders' payments add up to the one total on the chain4 lenders paid 975,000.00 of 1,950,000.00 requested. The chain shows 975,000.00 credited from 975,000.00 paid in.Holds
Interest to 15 Jun 2027: the lenders' payments add up to the one total on the chain4 lenders paid 2,968,333.32 of 2,968,333.32 requested. The chain shows 2,968,333.32 credited from 2,968,333.32 paid in.Holds
This envelope holds no trade price and no DQ list3 trades seen by seller, buyer, size and date.Holds

Register

Every lender's principal and interest, as the agent keeps it.

Lender	Principal	Share	Accrues from	Due at period end
Alder	39,750,000.00	39.75%	15 Jul 2027	793,975.00
Birch	30,000,000.00	30.00%	15 Jun 2027	598,000.00
Cedar	20,000,000.00	20.00%	15 Jun 2027	398,666.66
Delta	10,000,000.00	10.00%	15 Jun 2027	199,333.33
fe0b…2de2	250,000.00	0.25%	15 Jul 2027	3,358.33

Payments made

Each lender's share of every settled payment. The public chain shows one total per payment.

Payment	Lender	Due	Paid (USDC)
Interest to 15 Jun 2027	Alder	1,219,833.33	1,219,833.33
Interest to 15 Jun 2027	Birch	890,500.00	890,500.00
Interest to 15 Jun 2027	Cedar	593,666.66	593,666.66
Interest to 15 Jun 2027	Delta	264,333.33	264,333.33
Interest to 15 Mar 2027	Alder	845,000.00	422,500.00
Interest to 15 Mar 2027	Birch	585,000.00	292,500.00
Interest to 15 Mar 2027	Cedar	390,000.00	195,000.00
Interest to 15 Mar 2027	Delta	130,000.00	65,000.00
Interest to 15 Dec 2026	Alder	985,833.33	985,833.33
Interest to 15 Dec 2026	Birch	591,500.00	591,500.00
Interest to 15 Dec 2026	Cedar	394,333.33	394,333.33

Trades

Who sold to whom, how much and when. Prices are between the seller, the buyer and the agent.

Seller → buyer	Par	Trade date	Status
Alder → fe0b…2de2	250,000.00	15 Jul 2027	Settled
Alder → Delta	10,000,000.00	14 Jan 2027	Settled
Alder → Rival	10,000,000.00	14 Jan 2027	Not settled

Your envelope on the chain

This screen is Auditor's envelope, opened with Auditor's view key. Anyone can fetch the bytes below from the contract; without that key they are noise.

Sealed

/hWBLg25jhQXpwlu5HEC0U+KY9QlMn28z/5sIXADjCnlFuYJfsmxw1l0vD9sRJBZYwNyfonystts5+dM25QPpgTxaZSbjQVPsg0yZiHOmc8HVfWBqsQVbz3VUtbnmdvyRWwgygy6+b3KgCugnJkoJ/NWrSBWKMWRsHPKbBmsqa8uDYcrGFjEL2ysrK6fgYI0j9wzpLBjyGPnaS4uInTwwwSku9eznWzyBe4C5X9Tw47lQVO0pTH/Z7wQwf++CAoUlX8ye9c3+R8cR5+jclCjBvg8…

2,973 bytes, written after action #40 to ledger.paridesk.testnet. The books' fingerprint on the chain is b19d411ef6…ce4d47.

Show one fact, and nothing else

Next to the envelope the chain holds a commitment, a005575cd6…b77ba7: the enclave's hash over every fact inside. With it Auditor can hand one fact to an outsider, a bank or a regulator, who checks it against NEAR with no key and learns nothing else.

Check a proof