Reading the ledger as Birch
pariNEAR testnet
Demo mode. The server holds a testnet key for every party. Each action is still signed by the one account entitled to it.
Who sees whatDemo mode. The server holds a testnet key for every party. Each action is still signed by the one account entitled to it.
Who sees whatReading the ledger as Birch
Lender
Your position, your payments and your trades. Birch's envelope holds Birch's line of the books and nothing else: no other lender's holding, no register, no DQ list.
Interest at 7.80% all-in, ACT/360. Other lenders' payments are not in this envelope. Prove hands one payment to an outsider, who can check it against the chain and sees no other.
| Payment | Due | Paid (USDC) | Status | |
|---|---|---|---|---|
| Interest to 15 Sept 2027 | 598,000.00 | Requested | ||
| Interest to 15 Jun 2027 | 890,500.00 | 890,500.00 | Paid | |
| Interest to 15 Mar 2027 | 585,000.00 | 292,500.00 | Paid | |
| Interest to 15 Dec 2026 | 591,500.00 | 591,500.00 | Paid |
Payments land as cash in the books, where nobody else can see them. Paying in and withdrawing are token transfers, so the chain shows those two amounts.
Only the seller, the buyer and the agent see a trade's price. If a trade does not settle, nothing moves, and this screen is told no more than that.
The buyer, the size and the price go to the enclave sealed. The chain shows that an offer was made, and nothing about it.
You keep the interest earned up to the trade date; the buyer earns from that date on.
This screen is Birch's envelope, opened with Birch's view key. Anyone can fetch the bytes below from the contract; without that key they are noise.
c9y5JCVeB16+/jBfIMmao+VX1t20sEWgfo0NSGDgZzCYk1hD0Y4jNqnku86LvH65Wz7gXsTxT036xnFOKXU92dS9xgEwuh9EavkCevVnY6iF1/3zl66PQnG4g6Z1tjMBRevg+Faltwo/xob9dFf2yg59uOFMvWnGa9jK8/MSxu5RcjiWPNhNnMezY3bCupZbeHBFtG/Y5+PIAg71pTCPv4yyrLaBoBqkxfHpefEU/Q8NmU/sD7LYqRLzKKebVZpr5DGlKeTdB6g6A3Nm2jMXTGx2…
983 bytes, written after action #40 to ledger.paridesk.testnet. The books' fingerprint on the chain is b19d411ef6…ce4d47.
Show one fact, and nothing else
Next to the envelope the chain holds a commitment, c2a8623978…f5d08d: the enclave's hash over every fact inside. With it Birch can hand one fact to an outsider, a bank or a regulator, who checks it against NEAR with no key and learns nothing else.